Terms & Conditions

1. ACCEPTANCE OF TERMS

These Terms & Conditions (“Terms”) constitute a legally binding agreement between Ananya Child Development and Early Intervention Clinic (“Ananya,” “we,” “our,” or “the Centre”) and the parent, legal guardian, or authorised representative (“you,” “parent,” or “client”) of the child receiving services.

Binding Agreement: By completing the onboarding process, submitting forms, making payments, attending sessions, or utilising any services offered by Ananya, you acknowledge that you have read, understood, and agreed to these Terms in their entirety.

Capacity to Contract: You represent and warrant that:

Parental Consent for Child Data: By accepting these Terms, you provide verifiable consent for the collection and processing of your child’s personal data as required under the Digital Personal Data Protection Act, 2023.

2. SERVICE DESCRIPTIONS & SCOPE

Ananya provides evidence-based early intervention and therapeutic services for children with developmental delays, neurodevelopmental conditions, and related challenges. Our services are designed to support child development, enhance functional skills, and empower families.

Ananya operates as an integrated multidisciplinary team. Parents cannot select, request, or refuse specific therapists. All therapist assignments are determined by Ananya’s clinical management based on child needs, therapist expertise, scheduling logistics, and internal operational considerations. This non-negotiable policy ensures equitable service delivery, optimal caseload distribution, and professional clinical decision-making. Detailed provisions regarding therapist assignment are outlined in Section 6.2.

2.1 In-Person Therapeutic Services

Available Therapies:

Speech and Language Therapy
Occupational Therapy
Behaviour Modification Therapy/Applied Behaviour Analysis (ABA)
Special Education/Remedial Education
Sensory Integration Therapy
Parent Training and Education Programmes

Service Delivery:

Individual therapy sessions (typically 45 minutes)
Group therapy sessions (as applicable)
Parent-mediated intervention training
Home programme
Summer programme
School workshops

2.2 Online/Telehealth Therapy Services

Description: Ananya offers online therapy services via secure video consultation platforms (Zoom, Google Meet, or other approved platforms) for clients across India and internationally.

Eligibility:

Service Delivery:

Technical Requirements:

Important Disclaimer: Online therapy effectiveness may vary compared to in-person services. Some therapeutic modalities may be limited in online format. We do not guarantee equivalent outcomes between in-person and online services. Clinical decisions about service delivery mode rest solely with Ananya therapists.

International Clients: For clients located outside India, applicable laws and regulations of your jurisdiction may apply in addition to Indian law. Parents are responsible for ensuring compliance with local healthcare and data protection regulations.

2.3 Mission Talk Programme

Description: Mission Talk is a structured communication therapy programme designed to support children with speech and language challenges.

Eligibility: Determined by clinical assessment and therapist recommendation.

2.4 Institutional Training and Consultation

Ananya offers training programmes for educators, healthcare professionals, and organisations. Separate terms apply to institutional contracts.

3. ELIGIBILITY & ADMISSION CRITERIA

3.1 Eligibility Requirements

To access Ananya’s services, families must meet the following criteria:

The child must be between 6 months and 18 years of age (or as determined by clinical need)
Parents must complete all mandatory onboarding forms (New Child Joining Form, Admission Form, Zero Tolerance Policy, Parent Welcome Letter)
Parents must provide accurate medical history, diagnostic reports, and relevant documentation
Parents must agree to participate actively in the therapeutic process, including home practice and regular communication

3.2 Admission Process

1. Initial Inquiry: Parents contact Ananya to schedule an intake consultation.
2. Clinical Assessment: A comprehensive developmental evaluation is conducted by qualified professionals.
3. Onboarding Forms: Parents complete all mandatory forms before the first session.
4. Treatment Planning: An individualised therapy plan is developed based on assessment findings.
5. Service Commencement: Therapy sessions begin upon completion of the admission process and payment of applicable fees.

Important: Sessions will not commence until all onboarding forms are submitted and advance fees are paid (at least 48 hours prior).

3.3 Waitlist Policy

3.4 Training and Quality Improvement

Due to high demand, Ananya may maintain a waitlist for certain services. Waitlist positions do not guarantee admission. Parents will be notified when slots become available.

4. FEES, PAYMENT TERMS, REFUND POLICY

4.1 Fee Structure

Ananya operates on a premium service model to ensure the highest quality of care, experienced professionals, and evidence-based interventions. Our fee structure reflects our commitment to clinical excellence and comprehensive family support.

Fee Transparency: Detailed fee schedules are provided during the consultation, report discussion or admission process. Fees are subject to change with 30 days’ prior notice.

Fee Variability: Fees vary by service type, therapy intensity, branch location, and program duration. We offer both monthly and quarterly payment packages. Quarterly packages typically include a discount as recognition of the parent’s commitment to their child’s therapeutic progress.

Discount Non-Transferability: Any discount, concession, or promotional pricing granted on a specific therapy program or frequency is valid only for that exact service configuration. If a client changes therapy type, reduces session frequency, switches branches, or resumes services after a break exceeding 30 days, the original discounted rate expires and standard pricing applies. Discounts cannot be carried forward, transferred between programs, or reinstated without fresh approval from the accounts team. This policy ensures pricing integrity and prevents administrative disputes.

4.2 Payment Terms

Advance Payment Requirement:

All services except therapy services require advance payment (at least 24 hours prior).
All therapy services require advance payment before sessions commence (at least 48 hours prior).
Monthly or quarterly packages must be paid in full, 2 days prior, at the beginning of each billing cycle.
One-time assessments must be paid in full before the evaluation date.

Accepted Payment Methods:

Payment Gateway: We use third-party payment gateways for digital transactions. Payment processing is governed by the gateway’s terms and privacy policies, for which Ananya is not liable.

Late Payment: Failure to make timely payments may result in fine, suspension or termination of services (see Section 10).

4.3 Refund Policy

Critical Policy: Due to the nature of therapeutic services, advance scheduling, and resource allocation, Ananya operates a strict no-refund policy under the following circumstances:

4.3.1 Non-Refundable Situations

Services already rendered (completed therapy sessions, assessments, consultations)
Advance deposits paid for reserved therapy slots
Missed appointments or no-shows without prior notice (see Section 5)
Cancellations made with less than 48 hours' notice
Client-initiated termination of services mid-cycle
Dissatisfaction with outcomes or progress (therapy is a process, not a guaranteed result)
Change in personal circumstances (relocation, financial constraints, family decisions)

4.3.2 Exceptional Refund Eligibility

Refunds may be considered only in the following exceptional circumstances:

Centre-initiated cancellation: If Ananya cancels a session due to therapist unavailability, a full refund or credit toward future sessions will be provided.
Force majeure events: In the event of natural disasters, pandemics, or governmentmandated shutdowns preventing service delivery, fees will be credited toward future sessions or refunded on a pro-rated basis.
Medical emergencies (child): If a child is hospitalised or medically unable to attend sessions for an extended period (minimum 30 days), a pro-rated refund may be issued upon submission of medical documentation.

Refund Processing Time: Approved refunds will be processed within 15 working days via NEFT/bank transfer.

No Chargeback Abuse: Parents agree not to initiate chargebacks or payment disputes for services that do not qualify for refunds under this policy. Fraudulent chargebacks may result in termination of services and legal action.

4.4 Fee Adjustment for Service Modifications

Mid-Cycle Program Changes:

If a child’s therapy plan changes mid-cycle due to clinical recommendation (e.g., frequency reduction, modality change, branch transfer), fees will be adjusted on a pro-rated basis for the next billing cycle only. No retroactive refunds or credits will be issued for the current billing cycle.

Discount Forfeiture Upon Modification:

Any discount, promotional pricing, or special rate granted on the original therapy program becomes void if the service configuration changes. This includes:

Reduction in session frequency (e.g., from 12 sessions/month to 8 sessions/month)
Change in therapy modality (e.g., from occupational therapy to speech therapy)
Switching from in-person to online therapy or vice versa
Branch location transfers
Program interruptions exceeding 30 days followed by resumption

Upon service modification, standard non-discounted pricing applies to the new configuration. Clients wishing to negotiate a new discount must submit a fresh request to the accounts team, which will be evaluated independently without reference to previous pricing.

No Discount Carry-Forward:

Discounts are program-specific and time-bound. A discount granted on a quarterly package (e.g., “10% off for Q1 2026”) does not automatically apply to subsequent quarters. Each billing cycle is priced independently unless a multi-cycle agreement is explicitly documented in writing.

Example Scenario:

Client books quarterly package (Jan-Mar 2026) with 15% discount for commitment. In February, child’s needs change and frequency reduces from 12 to 8 sessions/month. Result: 15% discount is void. March billing reflects standard pricing for 8 sessions/month. Client cannot claim “I already got the discount for the full quarter.”

Resumption After Break:

If a client pauses services (formally or due to non-payment) and later resumes, any previous discounts or promotional rates are considered expired. Resumption pricing follows the current standard fee schedule at the time of re-enrolment.

Administrative Authority:

All fee adjustment decisions rest with the accounts team. Therapists, coordinators, and front-desk staff are not authorized to modify fees, extend discounts, or make pricing commitments. Only written confirmation from the accounts team constitutes a valid pricing agreement.

5. APPOINTMENT SCHEDULING & CANCELLATIONS

5.1 Scheduling Process

Late Arrivals: Sessions ending due to late arrivals (more than 15 minutes) will be considered “completed,” and no refunds or make-up sessions will be provided.

5.2 Cancellation Policy

48-Hour Notice Requirement:

Emergency Cancellations:

No-Shows:

Excessive Cancellations:

5.3 Centre-Initiated Cancellations

If Ananya cancels a session due to therapist illness, centre closure, or other operational reasons:

5.4 Online Therapy Technical Failures

Client-Side Technical Issues:

Ananya-Side Technical Issues:

Partial Session Completion:

Platform Recording:

5.5 Compensation Sessions and Missed Session Policy

General Principle: Therapy sessions operate on a fixed schedule similar to educational institutions, fitness facilities, and medical appointments. Missed sessions due to client unavailability are the client’s responsibility and do not automatically entitle clients to make-up sessions or extensions of service validity.

Compensation Session Eligibility:

Clients may request compensation sessions (rescheduled sessions for pre-informed cancellations) under the following strict conditions:

1. Maximum Limit: Up to 4 compensation sessions per calendar month (or 16 per quarterly cycle if on quarterly package), subject to slot availability.

2. Advance Notice Required: Client must provide at least 48 hours’ advance written notice of cancellation (as per Section 5.2).

3. Legitimate Absence: Compensation sessions are granted at Ananya’s discretion for documented legitimate absences only, including:
– Child illness (medical certificate may be requested)
– Family emergencies (documentation required)
– Unavoidable circumstances beyond client control

4. Availability-Based: Compensation sessions are scheduled based on slot availability, typically on Saturdays only. Ananya does not guarantee specific dates or times for compensation sessions.

5. Same Therapist Not Guaranteed: Compensation sessions may be conducted by a different therapist if the primary therapist is unavailable.

Critical Limitations:

No Carry-Forward: Missed sessions from one calendar month, billing cycle, or term cannot be carried forward to the next month, billing cycle, or term under any circumstances. Each month/term operates as an independent service period. Unused compensation session entitlements expire at the end of each billing cycle.

No Fee Extensions: Compensation sessions do not extend the validity period of monthly or quarterly packages. If a client has paid for “January 2026 services,” compensation sessions must be scheduled and completed within January 2026. The service period does not extend to February 2026 regardless of unused sessions.

No Refund Substitution: Compensation sessions cannot be converted into refunds, credits, or discounts on future services.

Abuse Prevention: Clients who repeatedly request compensation sessions (more than 50% of scheduled sessions cancelled in any 60-day period) may be deemed uncommitted to therapy and may face service termination as per Section 10.2.

No Negotiation Leverage: Missed sessions or unused compensation session entitlements cannot be used to negotiate fee reductions, payment delays, or service modifications. Fees are due in full regardless of attendance patterns.

Administrative Discretion: Final determination of compensation session eligibility, scheduling, and legitimacy rests solely with Ananya’s administrative team. This decision is not subject to appeal or arbitration.

CLIENT RESPONSIBILITIES & CODE OF CONDUCT

6.1 Parent Responsibilities

Parents agree to:

Provide accurate medical history, diagnostic reports, and relevant documentation
Attend scheduled sessions punctually
Implement home practice activities as recommended by therapists
Communicate openly with the therapy team regarding progress, concerns, or challenges
Notify Ananya immediately of any changes in the child's health, medications, or family circumstances
Maintain respectful and professional communication with staff, therapists, and other families

6.2 Therapist Assignment and Team-Based Care Model

Ananya’s Multidisciplinary Approach:

Ananya operates as an integrated multidisciplinary team where all therapists are equally qualified, certified professionals working collaboratively toward each child’s developmental goals. We do not operate on a “therapist buffet” model where parents select or demand specific therapists.

Therapist Assignment Authority:

Internal team meetings and clinical case reviews
Child's evolving needs and progress trajectory
Therapist availability, leave schedules, or employment changes
Logistical considerations (branch capacity, session timing optimization)
Professional development and training rotations
Quality assurance and supervision requirements

No Therapist Requests: Parents may not request, demand, or insist upon a specific therapist. While we value parent feedback about therapeutic rapport, final assignment decisions rest exclusively with Ananya management.
No Therapist "Ownership": Therapists are employees of Ananya, not independent contractors available for exclusive client relationships. Parents do not have rights to "claim" or "follow" a specific therapist if they transfer branches or change programs.

Team Continuity Protocol:

All therapists at Ananya work from unified treatment plans developed through team collaboration.
Session notes, progress reports, and clinical observations are shared across the therapy team.
If a therapist is reassigned, the new therapist receives comprehensive case transition materials.
Consistency of approach is maintained through standardized protocols, regular team meetings, and clinical supervision.

Temporary Substitutions:

If a primary therapist is unavailable (illness, leave, training, scheduling conflict), Ananya will provide a substitute therapist from the same discipline.
Substitute therapists have full access to the child's clinical records and treatment plans.
Parents may not refuse substitute therapists or demand session rescheduling solely due to therapist preference.
Compensation sessions (Section 5.5) with substitute therapists are considered valid service delivery.

Parent Concerns About Therapist Fit:

If parents have legitimate clinical concerns (not mere preferences) about therapeutic rapport or approach, they may submit written feedback to the centre manager.
Ananya will review such concerns through internal clinical supervision channels.
Management will determine whether reassignment is clinically warranted.
Parents do not have veto power over therapist assignments.
Repeated demands for therapist changes may be deemed disruptive and may result in service termination (Section 10.2).

Rationale:

This policy ensures:

Equitable distribution of caseloads across therapists
Flexibility in managing staffing challenges (leave, attrition, growth)
Protection of therapists from inappropriate client dependency or boundary violations
Clinical decision-making authority rests with qualified professionals, not client preferences
Prevention of "therapist hoarding" where parents monopolize high-demand therapists
Maintenance of team-based care model essential for holistic child development

Non-Negotiable Principle:

Ananya’s therapist assignment decisions are final and not subject to appeal, negotiation, or arbitration. Parents who cannot accept the team-based care model are encouraged to seek services elsewhere.

6.3 Therapist Assignment and Team-Based Care

Multidisciplinary Team Approach:

Ananya operates as a multidisciplinary team where all therapists are equally qualified professionals working collaboratively toward each child’s developmental goals. We do not operate on a “personal therapist” model or allow parents to select specific therapists as if choosing from a menu of service providers.

Therapist Assignment Authority:

Initial Assignment: Therapist assignment is determined by Ananya's clinical management based on: (a) therapist expertise and specialization, (b) child's specific needs and developmental profile, (c) scheduling availability and caseload balance, (d) language preferences (where applicable), and (e) branch logistics.
Therapist Changes: Ananya reserves the right to change, rotate, or reassign therapists at any time without prior notice or parental approval. Such decisions are made during internal clinical team meetings considering: (a) child's progress and evolving needs, (b) therapist professional development and training opportunities, (c) operational logistics and staffing requirements, (d) clinical judgment regarding therapeutic rapport and effectiveness, (e) leave, resignation, or unavailability of primary therapist.
No Therapist Selection Rights: Parents do not have the right to: (a) demand assignment to a specific therapist, (b) refuse services from a qualified therapist assigned by Ananya, (c) request therapist changes based on personal preference without clinical justification, (d) veto therapist rotations or team-based care models.

Substitute Therapists:

In the event of primary therapist absence (illness, leave, training, resignation), Ananya will assign a qualified substitute therapist to maintain service continuity.
Substitute therapists have full access to the child's clinical records and treatment plans to ensure seamless care.
Parents must cooperate with substitute therapists with the same professionalism extended to primary therapists.
Refusal to work with a substitute therapist constitutes a missed session (no refund, no compensation session).

Team Collaboration Model:

Multiple therapists may work with a child over the course of treatment (cotreatment, specialist consultations, team assessments).
This is a strength, not a deficiency—diverse clinical perspectives enhance outcomes.
Parents requesting "one therapist only" will be informed this model does not align with evidence-based multidisciplinary practice.

Clinical Judgment Prevails:

Termination for Non-Cooperation:

Important Clarification:

This policy does not prevent parents from requesting therapist changes for legitimate clinical concerns (e.g., “therapist seems unfamiliar with my child’s diagnosis,” “communication style is ineffective”). Such concerns should be raised with management and will be evaluated on a case-by-case basis. However, requests framed as personal preferences (“I only want Therapist X”), convenience (“Therapist Y’s schedule suits me better”), or attempts to control staffing decisions will be declined.

6.4 Attendance and Participation

6.5 Zero Tolerance Policy

Ananya maintains a Zero Tolerance Policy for the following behaviours:

Verbal abuse, threats, or harassment of staff, therapists, interns, or other families
Physical violence or intimidation
Discriminatory behaviour based on gender, religion, caste, disability, or any other protected characteristic
Fraudulent behaviour, including payment disputes, false claims, or submission of forged documents
Violation of confidentiality or privacy of other clients
Recording therapy sessions without explicit written permission
Bringing weapons, alcohol, or illegal substances onto Ananya premises

Consequences: Violation of the Zero Tolerance Policy may result in immediate termination of services, forfeiture of all advance fees, and potential legal action.

6.6 Unilateral Recording Prohibition

Parents can not record therapy sessions (video or audio) without prior written consent from Ananya. Unauthorised recording violates therapist intellectual property rights, confidentiality protocols, and professional boundaries.

Exceptions: Recording may be permitted for specific clinical purposes (e.g., home practice review) with advance written approval.

7. INTELLECTUAL PROPERTY RIGHTS

7.1 Ownership of Materials

All therapy materials, assessment tools, training resources, and parent education content are the exclusive intellectual property of Ananya Child Development and Early Intervention Clinic.

Restrictions:

7.2 Clinical Records and Reports

Assessment reports, progress notes, and therapy documentation prepared by Ananya professionals remain the intellectual property of the Centre. Parents may receive copies for personal use but cannot share them publicly or commercially without written consent.

8. LIMITATION OF LIABILITY & DISCLAIMERS

8.1 No Guaranteed Outcomes

Ananya provides evidence-based therapeutic interventions designed to support child development. However, we do not guarantee specific developmental outcomes, cures, or improvements.

Factors Affecting Outcomes:

No Misrepresentation: We do not promise, imply, or advertise guaranteed “cures,” “miraculous improvements,” or “elimination of disability.” Such claims would violate the Consumer Protection Act, 2019 and Advertising Standards Council of India (ASCI) guidelines.

8.2 Medical Disclaimer

Ananya therapists are not medical doctors and do not diagnose medical conditions.
Developmental assessments are not substitutes for medical evaluations.
Parents must consult licensed physicians, paediatricians, or specialists for medical diagnoses and treatment.
We are not responsible for adverse medical outcomes resulting from decisions made independently by parents or other healthcare providers.

8.3 Online Therapy Limitations and Disclaimers

Efficacy Disclaimer:

Online/telehealth therapy may not be as effective as in-person therapy for all children or all therapeutic modalities.
Certain interventions (e.g., hands-on sensory activities, physical prompting, environmental modifications) are inherently limited in online format.
We do not guarantee equivalent outcomes between online and in-person services.
The decision to offer or continue online therapy rests solely with the therapist's clinical judgment.

Technology and Platform Liability:

We are not responsible for third-party video platform performance, security breaches, or service interruptions (Zoom, Google Meet, etc.).
Parents use video consultation platforms at their own risk and must review the platform provider's terms and privacy policies.
We implement reasonable security measures but cannot guarantee absolute security of video transmissions over the internet.

Supervision Responsibility:

Emergency Response Limitation:

In the event of a medical emergency during an online session, therapists cannot provide hands-on assistance.
Parents are solely responsible for emergency response, including calling local emergency services (ambulance, police).
Therapists will provide verbal guidance to the extent possible but are not liable for delays or outcomes resulting from remote service delivery.

Jurisdiction-Specific Compliance (International Clients):

Parents located outside India are responsible for ensuring that online therapy services comply with healthcare regulations, licensing requirements, and data protection laws in their jurisdiction.
Ananya therapists are licensed to practice in India and may not hold licenses in other jurisdictions.
We are not responsible for violations of local laws resulting from cross-border service delivery.

8.4 Third-Party Actions

8.5 Force Majeure

Ananya is not liable for delays, cancellations, or service interruptions caused by events beyond our reasonable control, including:

Natural disasters (floods, earthquakes, cyclones)
Pandemics, epidemics, or public health emergencies
Government orders, regulatory shutdowns, or curfews
Strikes, labour disputes, or civil unrest
Power outages, internet disruptions, or technical failures

Service Continuity: In the event of force majeure, we will make reasonable efforts to resume services as soon as practicable.

8.6 Limitation of Damages

To the maximum extent permitted by law, Ananya’s total liability for any claims arising from or related to our services shall not exceed the amount of fees paid by the client in the three months preceding the claim.

9. CONFIDENTIALITY & PROFESSIONAL BOUNDARIES

9.1 Therapist-Client Confidentiality

All clinical information shared during therapy sessions is confidential and protected under professional ethics standards. Therapists will not disclose client information without parental consent, except:

9.2 CCTV and Premises Security

CCTV surveillance is in place for child safety, staff protection, and security purposes. CCTV footage is not accessible to clients under any circumstances, except where legally mandated by court order or law enforcement.

Rationale: Providing CCTV access would:

9.3 Communication Boundaries

Parents must communicate with therapists and staff through official channels (phone, email, WhatsApp Business) during designated hours.
Personal phone numbers or social media accounts of therapists are not to be used for client communication.
Emergency communications outside business hours should be reserved for genuine emergencies.

10. TERMINATION & SUSPENSION RIGHTS

10.1 Client-Initiated Termination

Parents may terminate services at any time by providing written notice to Ananya. However:

10.2 Centre-Initiated Termination

Ananya reserves the right to terminate or suspend services immediately and without refund if:

Parents violate the Zero Tolerance Policy
Payments are not made as per agreed terms
Parents fail to attend sessions consistently (more than 50% no-shows or cancellations within a 60-day period)
Parents engage in misconduct, harassment, or fraudulent behaviour
The child's needs exceed Ananya's clinical capacity or scope of practice

Notice: Termination will be communicated in writing. Parents will have the opportunity to respond to allegations before final termination (except in cases of immediate safety concerns).

10.3 Suspension for Non-Payment

Failure to pay fees on time may result in immediate suspension of services. Suspended clients must clear all outstanding dues before resuming therapy.

11. DISPUTE RESOLUTION & GOVERNING LAW

11.1 Governing Law

These Terms are governed by the laws of India, specifically:

Jurisdiction: Any disputes arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Hyderabad, Telangana, India.

11.2 Mandatory Arbitration

Before initiating litigation, parties agree to attempt resolution through binding arbitration in Hyderabad, Telangana, in accordance with the Arbitration and Conciliation Act, 1996.

Arbitration Process:

Exceptions: Arbitration is not required for claims involving child protection, legal compliance, or urgent injunctive relief.

11.3 Grievance Redressal

Parents are encouraged to raise concerns or complaints directly with Ananya’s management before pursuing legal action. We are committed to fair and transparent resolution of grievances.

Contact for Grievances:
Email: contact@asap.org.in
Phone: +91 9000272504

12. AMENDMENTS TO TERMS

Ananya reserves the right to amend these Terms at any time to reflect changes in legal requirements, industry standards, or business practices.

Notification: Material changes will be communicated via:

Acceptance of Amendments: Continued use of Ananya’s services after amendments take effect constitutes acceptance of the revised Terms.

13. CONTACT INFORMATION

For questions, clarifications, or concerns regarding these Terms & Conditions, please contact:

Ananya Child Development and Early Intervention Clinic
55-A, Hitech Chambers, Jubilee Enclave, Hitec City,
Madhapur, Hyderabad, Telangana -500081
Email: contact@asap.org.in
Phone: +91 9848513192
Website: www.asap.org.in

14. SEVERABILITY CLAUSE

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be severed, and the remaining provisions shall continue in full force and effect.

By engaging our services, you acknowledge reading, understanding, and agreeing to these Terms & Conditions in their entirety.